- An Insurance Policy Is the Best Policy. A boat that is damaged by a hurricane can end up costing more to fix than the price of an annual marine insurance policy – Protect your investment with up-to-date coverage. If you already have a policy, double-check its requirements to be sure you are complying with them. Call Sea Insure with any questions you may have at 877-568-1672 or visit www.seainsure.com.
- Make a Game Plan. Most insurance providers require a formal written Storm Plan detailing where and how your boat must be secured during a major storm. Designate a responsible person to execute the plan if you are out of town when a hurricane threatens.
- Inspect What You Expect. Check with your marina, storage facility or the owner of the private dock where your boat is moored to be sure it can remain there during a hurricane. If it can stay, know the procedure for securing not only your boat, but those docked around it, as well. A boat that breaks loose in a hurricane can wind up damaging your boat.
- On the Hard. If you have to move your boat from its current slip in the event of a storm, decide in advance where you are going to have it hauled if a hurricane is forecast. Check with your local Sea Tow operator to see what pre-storm haul-out services are offered in your area.
- A Picture’s Worth 1,000 Words. Make an inventory, preferably with by photo or video, of all valuable fixed items such as marine electronics that you cannot remove from your boat. Store all the boat’s documents, including your marine insurance policy, in a secure place off the vessel.
Lastly, keep an eye to the sky and closely monitor local and national weather services, including NOAA Weather Radio and the National Weather Service’s National Hurricane Center www.nhc.noaa.gov.